insurance solutions

Advancing your business, health and wellness goals

PacFed administers competitive, high-quality insurance benefits programs for clients across a wide range of industries. We empower employers to reduce corporate administration costs, access complete member services from a single source, and put their workers’ health and wellness first.

As your single point of contact, PacFed provides complete member, administrative, field and claims assistance. We handle everything from the issuance of Certificates of Coverage to COBRA administration.

We also ensure our clients are in compliance with the Employee Retirement Income Security Act (ERISA), Health Insurance Portability and Accountability Act (HIPAA) and Affordable Care Act (ACA).

Click for more information about ACA requirements for employers.

A managing employee shows another employee details of their medical insurance coverage on her tablet.

PacFed Advantages

  • Customized solutions

  • Simplified administration

  • Complete member services

  • Consolidated billing

  • Lower insurance premiums

  • More coverage options

  • Improved regulatory compliance

  • Higher employee satisfaction

  • Multiple Employer Plans

    A multiple employer health insurance plan is designed for organizations with 100 or more full-time employees. By pooling their resources, multiple small employers can lower costs and access more comprehensive benefits.

  • Taft-Hartley Welfare Plans

    Taft-Hartley Welfare Plans are typically established under collective bargaining agreements. Managed by a board of trustees with union and employer representatives, they provide members portability, continuity and stability. Individuals who work in and outside of California are eligible.

  • Single Employer Plans

    Single employer benefits plans are maintained by a large single employer and are part of a person’s compensation package. They provide a wide range of benefits such as medical, vision and dental coverages, as well as retirement plans.