• Complete Member Services
  • One-Stop Plan Administration
  • Private Health Care Exchanges
  • Online Services                  
  • Reduced Corporate Administration
  • Simplified Employee Benefits Process

Who We Are

PacFed is one of California’s largest and most experienced employee benefits firms.

What We Do

We assist businesses in carrier negotiations, employee benefits administration and compliance.

Our Services

Our primary focus is the administration and service of Employer, Taft-Hartley and Private Exchange plans.

Let Us Help

  • Simplify the employee
    benefits process
  • Reduce corporate HR costs
  • Navigate today’s changing
    health insurance market

An Essential Business

Customer Service Rep

Important Information for Union Member Insureds and PacFed Employees

Operations at Zenith American Solutions (Zenith) and PacFed Benefit Administrators (PacFed) are deemed essential. So that we may provide access to the services our members and their families depend on, Zenith and PacFed offices in California will remain open at this time. As the situation with coronavirus (COVID-19) continues to develop, Zenith and PacFed are prepared and ready to assist.


Essential Workers Logo

PacFed at Work

Thanks to Teamsters 986 essential employees, PacFed is here to serve our members’ group health insurance needs!

Dolores Huerta


In celebration of the 90th birthday of civil rights activist and labor leader Dolores Huerta (April 10, 2020), this striking depiction of an original painting by the acclaimed Chicano artist John Valadez is prominently displayed in Hollywood Burbank Airport’s Southwest Airlines terminal. We are pleased to share this beautiful artwork online for all stay-at-home travelers to enjoy.

Latest from Our Blog

U.S. Capitol

American Rescue Plan Act Provides
100 Percent COBRA Subsidy

Under the $1.9 trillion American Rescue Plan Act (ARPA) stimulus legislation, the federal government will pay 100 percent of COBRA insurance premiums for employees and their dependents who lost their group health insurance coverage due to the COVID-19 pandemic.

Vacinated Woman

Are you Fully Vaccinated?
Here’s How to Keep Safe.

People are considered fully immunized against COVID-19 two weeks after the single-dose vaccine or two weeks after the second dose of a two-dose vaccine. However, it is not certain to what extent vaccination prevents you from infecting other people or how long it protects against the virus. It is important for fully vaccinated people to know they could still become ill and must continue following public health protocols.

COVID-19 Testing

New Federal Guidance Removes Barriers to COVID-19 Testing and Vaccinations

The Biden Administration has strengthened requirements for insurance plans and issuers to cover COVID-19 diagnostic testing and for providers to be reimbursed for administering COVID-19 vaccines to the uninsured.

Taking Sick Leave for COVID-19

California Expands Mandate for COVID-Related Paid Sick Leave

California Governor Gavin Newsom has signed a law (SB 95) reestablishing and expanding statewide supplemental paid sick leave for reasons related to COVID-19. Most employers with 25 employees will be required to provide this benefit to employees.

Happy Mother and Child

New Executive Order
Establishes Special Enrollment Period for Marketplace Coverage

As part of the Biden Administration’s pandemic relief efforts, the Department of Health and Human Services (HHS) has expanded access to Affordable Care Act (ACA) coverage that could enable millions of people to enroll in comprehensive health care plans.


Zenith Newsletter

Volume 1, Issue 1, Q2 2020

Welcome to Benefit Talk, Zenith American Solutions’ newest vehicle to deliver valuable information about the latest issues and trends in the industry, as well as highlights from our company about our people, products and services.

Volume 1, Issue 2, Q3 2020

During recent months, each one of us have been confronted with new challenges and uncertainty. A new “normal” has formed. In times that are quickly changing, having a consumer-driven healthcare account has meant more to members than ever before. Learn how this ‘rainy-day-fund’ has provided a sense of security and stability for members and their families. See story on page 4.

Q4 2020 News Articles

Sign up to receive the quarterly newsletter, Benefit Talk, Zenith American Solutions’ newest vehicle to deliver valuable information about the latest issues and trends in the industry, as well as highlights from our company about our people, products, and services.

Zenith American Solutions Welcomes a New Executive Leadership Team Member

Zenith American Solutions is proud to announce that Chris Johnson has joined our Executive Leadership Team as Chief Operating Officer. Learn more about Chris’s plans.

COVID-19 Payroll Tax Relief Raises Questions

Recent relief, which permits the deferral of the withholding, deposit and payment of the employee portion of Social Security taxes for certain wages, has raised some questions and concerns.

What is Social Engineering?

At its core, social engineering is the art of manipulating people so they take actions or give up something they otherwise wouldn't. Attacks like these come in many varieties and for different purposes. Learn more and protect yourself.

PacFed News

SFVBJ Honors Influential Leadership of PacFed President Jim Garrison for Fifth Consecutive Year

(July 30, 2020)

PacFed President Jim Garrison joins the Dolores Huerta Foundation Board of Directors

(Apr 2, 2020)