• Complete Member Services
  • One-Stop Plan Administration
  • Private Health Care Exchanges
  • Online Services                  
  • Reduced Corporate Administration
  • Simplified Employee Benefits Process

Who We Are

PacFed is one of California’s largest and most experienced employee benefits firms.

What We Do

We assist businesses in carrier negotiations, employee benefits administration and compliance.

Our Services

Our primary focus is the administration and service of Employer, Taft-Hartley and Private Exchange plans.

Let Us Help

  • Simplify the employee
    benefits process
  • Reduce corporate HR costs
  • Navigate today’s changing
    health insurance market

Latest from Our Blog

Jim Garrison speaking at event

Warmest Retirement Wishes to
PacFed Founder Jim Garrison

As PacFed founder Jim Garrison enters retirement, we honor his leadership and legacy with a deep sense of gratitude and admiration. Thanks to his vision and passion, PacFed is not only distinguished by its success in the employee benefits industry, but by its commitment to serving the community.

caregiver with her elderly mother

How to Plan for Vacation When
You’re a Caregiver

Taking care of an elderly parent or loved one can be physically and emotionally draining. Whether you’re the daily caregiver or provide assistance on a regular basis, it’s important to take the time you need to rest and rejuvenate. Here are some tips on how to plan for your upcoming vacation.

employees taking visual survey with speech bubbles

New Employee Benefits Survey Ranks Healthcare at the Top

During the early stages of the COVID-19 pandemic, many businesses adapted employee benefits to help protect the physical, mental and economic health of workers and their families. A new national survey shows that employers consider health-related benefits more important to workers than ever before.

Latina reviewing bills

New Guidance on the No Surprises Act

The No Surprises Act helps protect patients against unexpected medical bills from out-of-network providers. Here is the latest federal guidance on how to implement this new legislation.


Zenith Newsletter

Two Of Zenith’s Plans Approved For Special Financial Assistance Under The American Recovery Plan Act Of 2021

Recently two of the Pension Plans that Zenith administers were part of the first wave approved by the PBGC (Pension Benefit Guaranty Corporation) for special financial relief under ARPA ’21.

Zenith’s Pension Director Chosen To Speak At The National Association Of Police Organization’s Annual Pension And Benefits Seminar

NAPO is a coalition of police unions and associations from across the United States and was organized for the purpose of advancing the interests of America’s law enforcement officers through legislative advocacy, political action and education.

Defined Benefit Plans -
A Better Bang For The Buck

An updated study by the National Institute on Retirement Security again concluded that when compared to many Defined Contribution (DC) plans a Defined Benefit (DB) plan does a better job of providing needed retirement income.

PBGC Approves First Two Plans For Funding Relief Under ARPA ’21

On December 21st, the Pension Benefit Guaranty Corporation (PBGC) approved the first Multiemployer pension plan funding relief under the American Rescue Plan Act of 2021 (ARPA).

Department Of Labor Releases
FAQs On Required Lifetime Income Illustrations For DC Plans

On July 26, 2021, the Department of Labor (“DOL”) released Temporary Implementing FAQs (Frequently Asked Questions) for the lifetime income illustrations that will be required for most Defined Contribution (“DC”) plans. As you may recall from our last article, the DOL released an Interim Final Regulation (IFR) on September 18, 2020 requiring compliance one year thereafter (September 18, 2021).

What’s The News On
Lifetime Income Disclosures?

To recap, under the SECURE Act, ERISA-covered defined contribution plans will be required to show the participant’s account value as an equivalent lifetime annuity payable in equal monthly installments, both as a single life annuity and as a 100% joint and survivor annuity at least annually on the benefit statement.


Summer of Salsa

LA Plaza's Summer of Salsa -
La Obsesión with DJ Jimmy Rumba

Enjoy a FREE Summer of Salsa concert on Friday, August 19, from 6-9pm at LA Plaza de Cultura y Artes. Surrounded by some of the best salsa musicians in Los Angeles, Martin Cache brings back the Puerto Rican / 90s sound that has been the core of the Romantic Salsa sound. PacFed is proud to sponsor this event on conjunction with the Los Angeles County Federation of Labor, Mesa Pacific, Music Fund of Los Angeles and Teamsters Local 986. Find out more at LA Plaza's Facebook calendar page.

An Essential Business

Customer Service Rep

Important Information for Union Member Insureds and PacFed Employees

Operations at Zenith American Solutions (Zenith) and PacFed Benefit Administrators (PacFed) are deemed essential. So that we may provide access to the services our members and their families depend on, Zenith and PacFed offices in California will remain open at this time. As the situation with coronavirus (COVID-19) continues to develop, Zenith and PacFed are prepared and ready to assist.


Essential Workers Logo

PacFed at Work

Thanks to Teamsters 986 essential employees, PacFed is here to serve our members’ group health insurance needs!